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The purpose of this web site is to help real estate professionals understand mortgage shopping. Much of this information would be valuable to a sophisticated mortgage consumer also. |
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| Presentation from a Mortgage Shopping Presentation for the National Association of Exclusive Buyer's Agents in 2004 | Jonathan Boyd | |
| Here is a link to E*Trade financial's "Fair Compare" web site, their "Fair Compare" was the first commercial site that used the same basis as the Cost Factor spreadsheet above. | Fair Compare | E*Trade Bank |
| Here is a link from bankrate on closing costs. But it doesn't give much info. related to local comparisons | Bankrate closing costs | Michael D. Larson |
| Closing cost survey from Bankrate. (These "averages" show no lenders with zero in each category, so again they need to be compared to your local market. In the Ann Arbor market there are no lenders that have every fee.) | Bank rate closing costs compared | Michael D. Larson |
| How to compare loans from Rate One Mortgage showing a table to use while you shop. | Rate One Compare | Dawn Davis, EVP, Rate One, The Mortgage People |
| Comparison of low 97%, 100%, 103% Low down payment options | Low Down Payment Comparison | |
| Author Jack Guttentag & "Mortgage Professor" his website | http://www.mtgprofessor.com/ | |
| Actual Example of rate & fee comparison | http://buyersagentannarbor.com/20070109valuedifferential.htm |
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How To Shop Mortgages - Jonathan Boyd Dateline 20040523- Part 1 Introduction: |
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Audio Only |
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Dateline 20040523- Part 2 choosing the Loan Type & Preparing to Gather Data: |
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Dateline 20040523- Part 3 Gathering Quotes from Lenders: |
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Dateline 20040523- Part 4 Identifying all the Fees that are Involved that are Not Lender Controlled: |
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Dateline 20040523- Part 5 Calculating the Value Differential to make a decision: |
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Dateline 20040523- Part 6 Final Thoughts: |
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